couple looking at a paper

Personal Checking Accounts

Free Checking

  • Unlimited check writing
  • No monthly service charge
  • No minimum balance requirement
  • Mobile/Internet/Telephone Banking
  • E-statements available
  • Debit card
  • First 50 checks are free
  • $100 opening balance

Conditions

  • Duplicate checks required (check images not included with statement)

 


Basic Checking

  • Unlimited check writing
  • Mobile/Internet/Telephone Banking
  • E-statements available
  • Debit card
  • $100 opening balance

Conditions

  • $8 monthly service fee if minimum daily balance falls below $1000

 


FIRST CLUB account or FIRST CLASS CLUB account

  • Unlimited check writing
  • Mobile/Internet/Telephone Banking
  • E-statements available
  • Debit card
  • Free checks provided.
  • Earn interest on account balance. Rates and balances vary.
  • Accidental Death and Dismemberment and Common Carrier Insurance provided
  • CD bonus interest rate

Conditions

  • $8 monthly service fee for FIRST CLUB and $4 for FIRST CLASS CLUB
  • FIRST CLASS CLUB members must be 55 years of age or older

 


CONCHO CLUB

  • Unlimited check writing
  • No monthly service charge
  • No minimum balance requirement
  • Mobile/Internet/Telephone Banking
  • E-statements available
  • Debit card
  • First order of checks free
  • $100 opening balance

Conditions

  • Must be 55 years of age or older

 


NOW account

  • Interest rates vary
  • Unlimited check writing
  • Mobile/Internet/Telephone Banking
  • E-statements available
  • Debit card
  • $1,000 opening balance
  • Minimum balance of $1,000 must be maintained to earn interest

Conditions

  • $10 monthly service fee if minimum daily balance falls below $1000